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Equity Release Trade Industry Updates
HMRC collected £6.1billion in inheritance tax (IHT) during the financial year 2021-22, an increase of 14% (£729 million) versus the previous year, and the largest single-year rise since 2015-16. With property prices continuing to rise and the IHT thresholds frozen until at least April 2026, there will be an increase in the number of estates …
Can I take equity out of my house to buy another house? The answer is, yes. Whether you’re using equity release to buy a 2nd property, or you’re taking out equity release on an existing 2nd property you own (where products are available), in this article, we explain how equity release works on a second …
What’s the difference between financial advisers that are tied, use a panel and are whole of market? Find out below, in this article on equity release and things you should be aware of. What is a ‘tied’ financial adviser? A ‘tied’ financial adviser is advising directly to one specific lending company, and they are restricted …
Own a property, but require additional retirement income or savings? Equity release could be a viable choice for your retirement plans. Read on, to understand how equity release works in the context of retirement. How do I tap into home equity in retirement? There are two primary methods to consider: 1. a lifetime mortgage, and …
So, you’re considering equity release as an option. Are there any costs or fees and what are they? Here’s a guide to help you understand the costs associated with releasing equity from your home. What fees are charged for equity release? The costs associated with equity release are in two categories, overall plan costs, that …
‘Equity release lifetime mortgage interest rates.’ It’s a commonly searched term on Google, and it’s a popular question that we get asked regularly. The question is though, how have equity release interest rates changed between 2020 and 2023? Find out below. What was the equity release lifetime mortgage interest rate for 2020? During Q4 in …
What happens with equity release if I go into care? And can I use equity release to pay for care? These are just 2 of the questions we’ll answer in this article. Read on for more information. What happens with equity release if you go into care? All equity release plans are structured to allow …
Taking out equity release can be life changing for some people, and seeking expert financial and legal guidance is paramount. In this article, you’ll learn how financial advice and legal advice works in the context of equity release. …
Your mortgage is probably the largest debt you’ll have in your life, and the monumental task of paying it off can be a stressful part of being a homeowner. The current mortgage climate is one of deep uncertainty, with rates increasing monthly, so thinking of ways to pay off such a large debt is on …
If you are feeling the pinch in the light of increased mortgage rates, you are probably looking at ways to reduce costs in all areas of your life. With mortgage rates now at a fifteen year high and a cost of living crisis affecting everyone, hundreds of thousands of homeowners are left in limbo regarding …
