Female adviser

Giving you honest and trustworthy equity release advice…

…direct from the multi award-winning, professional team at Bower

With 2019 seeing new equity release plans with lower rates, if you have been considering equity release, now is a good time to investigate the most suitable product for your personal circumstances and to make plans for the next decade.

If you are over 55, own your own home and would like extra funds in a one-off lump sum or alternatively, a lump sum followed by smaller amounts, then it could be an option for you.

What’s more, the good news is that you can use these tax-free sums for whatever you wish, without having to sell your house or move home. You can also choose to ensure that your children can still receive an inheritance, by utilising an “Inheritance Protection Guarantee”, where appropriate.

More people than ever are now choosing to use equity release and with growing participation in the market, this leads to an increasing range of flexible plans to choose from. With people living longer and pensions not always sufficient to maintain a lifestyle of your choosing, or to meet your financial needs, conversations are being held in households to determine whether equity release suits their future plans.

Deciding whether to release equity from your home is an important decision and not to be taken without professional advice. A lifetime mortgage is the main type of equity release plan, however, Bower can advise on all equity release products from the whole of the market, ensuring you are aware of the advantages and disadvantages of both, before making a decision.

   

The Bower difference

Our Bower website is written by the Bower team and is your direct link to the experts here at Bower. With plenty of helpful information, it is the cornerstone from which your journey with Bower begins. Combined with our professional approach and award-winning history as an equity release adviser, we have long offered excellent customer service, along with trust and honesty as key values.

Our Customer Services team are ready to answer any queries you may have and because our professional advisers are based nationwide, it is easy to arrange a free visit to explore your options in the comfort of your own home.

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Bower are independent advisers and so have “whole of the market” access

At Bower, we are “whole of the market” advisers which means unlike some other companies, we are not tied to using one lender, nor do we refer you to a provider just because it is one we are particularly aligned with — so, what that means to you is, that we will find the most suitable plan for you, by comparing the entire market to find the cheapest and most suitable product for you.

Being able to access all of the plans on the market means our highly qualified advisers can thoroughly investigate and determine the right plan for you. Even if you have been turned down by other lenders, we still may be able to help you because we go that extra mile, leaving no stone unturned, and will do our very best to help.

Now, it may be that our advisers don’t feel equity release is the best choice for you for various reasons, and if that is the case, we will inform you of this and recommend an alternative solution, wherever possible. With our award-winning history for customer service, and with our testimonials that speak for themselves, you will find your satisfaction is at the heart of everything we do. As we are professional advisers, please rest assured, that Bower will never put you under any pressure and we are here to help you make an informed decision.

The process

Just call us to book your free, no-obligation meeting in your own home (and we recommend that your family attend too). After taking as much time as needed to listen very carefully to your individual circumstances, to your financial needs now and in the future, and taking into account all the information about your property, the search begins.

Our expert advisers sift through the different criteria that may be required by lenders, matching you to a plan that has considered your personal circumstances, then returning to you with their recommendations that will meet your needs. Then after you have accepted the recommendation, Bower’s professional team of Customer Assistants will ensure that the process goes through smoothly and is communicated to you every step of the way.

In summary

There are lots of equity release companies — and lead generation websites — to choose from however, Bower have over a decade of experience as award-winning equity release specialists and are truly dedicated to helping you get the best possible outcome.

As members of the Equity Release Council we abide by best practice and are fully authorised and regulated by the Financial Conduct Authority (FCA). We would be delighted to be chosen to work with you, so if you have questions or you would like to discuss your needs, you can call our UK-based team on Freephone 0800 411 8668.

PLUS: We have lots of exciting plans ahead for the next decade and we would love to share what we are up to: from our ongoing charity support work to an online lifestyle magazine dedicated to trends, enjoying life and lifestyle inspiration – and more! Please sign up for our occasional emails here:

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