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We are authorised and regulated by the Financial Conduct Authority (FCA) and members of the Equity Release Council.
Bower has always supported the aims of The Council and the associated SHIP safeguards which our membership offers, such as its commitment to impartial advice.
If you’re thinking about unlocking cash from your home then you need to talk to the experts at Bower.
We are independent, professional and impartial. And our award-winning team of national, expert advisers will only ever suggest the plan that is the most suitable for you from all of the regulated whole of market providers.
To do this properly, we like to meet you in person and talk face to face to really understand you and see for ourselves what you need. Our dedicated team of customer advisers are here to help with any initial questions over the telephone, and arrange a meeting in person when you’re ready.
Bower offer plans from all UK providers and we recommend Equity Release Council approved plans, or those that offer the same set of guarantees.
So let’s look at all the advantages of using Bower for your independent equity release advice:
Bower is independent. We are not tied to any one equity release provider so your expert adviser can find the best products from the whole market. This means we can offer the best interest rates, the lowest set-up costs and the best plan flexibility to suit you.
We’ve seen how equity release has brought financial freedom to thousands of retired UK homeowners. But it may not be the right decision for you – which is why it’s essential you take the best independent advice first.
At Bower, we work to make absolutely sure that equity release is the right choice for you. And we’ll always suggest alternatives if we can see a better option.
Our friendly specialists are all qualified financial advisers with decades of equity release and financial industry experience between them. More than that, each Bower adviser has been specially selected because of their track record, industry background and personality.
Then when they begin working with us, we provide regular training through our Continuing Professional Development (CPD) programme. You can find out more about this here.
Bower is directly regulated by the Financial Conduct Authority (FCA) and we strictly adhere to the FCA’s Code of Conduct.
We recommend Equity Release Council plans incorporating Safe Home Income Plans (SHIP) Standards, regulated equity release plans or others which all come with guarantees that act to protect your financial future. This includes the important ‘No Negative Equity Guarantee’.
We believe in being completely upfront with you, how we work and what we charge for our service. Our initial consultation is free of charge and without obligation, and you will never be pressured to proceed. We will address all of your questions and clearly explain the costs involved in releasing cash from your home. You will only be charged once your plan completes and the precise amount will depend upon your personal circumstances. Our typical fee is £295 for advice, and our typical arrangement fee is £1,495 (and that is only payable when your plan completes). But do remember, if you decide not to go ahead after the free initial consultation, there will be no fee charged at all.
So are you ready for a home visit? Then simply click here to request yours.