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We are authorised and regulated by the Financial Conduct Authority (FCA) and members of the Equity Release Council.
Bower has always supported the aims of The Council and the associated SHIP safeguards which our membership offers, such as its commitment to impartial advice.
If you’ve read all the information about equity release, you may feel quite clued up on it. But just in case you’re feeling a little unsure, you really don’t need to be. And this is why.
The industry body, the Equity Release Council, sets standards and safeguards that serve to protect your financial future. You can read more about the Equity Release Council below.
And to add another layer of accountability, all our advisers at Bower Retirement are specialists in retirement lending. They have undergone intensive training in equity release planning and are specifically qualified in this field. They have all been chosen for their expertise and extensive experience in the industry, in addition to passing our own tough suitability and training process.
Bower Retirement is a member of The Equity Release Council (ERC), the industry body for the equity release sector.
To help protect consumers, the Council sets certain standards and insists on a code of conduct for both providers and advisers to abide by. The lenders also have to provide certain safeguards to give you peace of mind (see ‘The Equity Release Council guarantees’).
As members of the Council, we abide by the safeguards and code of conduct they have in place for advisers, which means we conform to the best practices within the sector.
Find out more about the Equity Release Council by visiting their website.
All Council members have to abide by a set of principles to ensure the highest standards of conduct when giving equity release advice.
These principles demand that:
Read the full list of principles on the Equity Release Council’s website.
These guarantees work for your best interests and include the following promises: