Although it is becoming more important than ever for them to do so, employees are not investing enough for their retirement. If they are lucky enough to be homeowners, many people consider that their property will be the best source of pension income. This is a major reason why enquiries about equity release plans are increasing from people aged in their late 40s and 50s. …
Retirement Planning
Retirement planning and related subjects
Taking your retirement from dream to reality
Your retirement is your decision; whether you’re a bit of a spender or a stringent saver, finding the right strategy to complement your lifestyle can be difficult – speaking to a retirement specialist can help. …
Debt Burden Of The Elderly
There is little evidence that the debt levels of the elderly are reducing. The cost of unsecured borrowings like Pay Day Loans is often excessive. Modern Equity Release Plans can offer a secure method of repaying expensive unsecured debts. …
Maybe Life Isn’t So Long After All!
Life expectancy has risen significantly since the state pension was introduced. Surprisingly the most recent prediction from the ONS indicates a fall in our longevity. Predictions for life expectancy are critical in the determination of annuity rates and equity release loan to values. …
Independent Advice is Best Advice
Financial experts on retirement provision reveal that too many people are not shopping around for the best annuity rate. As a result their pension incomes are lower than they could be. A large proportion of those in retirement are also planning to make use of their properties to top up their pensions via downsizing or equity release. To secure the best plan, it is important for them to take independent financial advice. …
Securing Your Future
Providing for the future: are you prepared for retirement? Many people do not have a long term retirement plan or, for some, the options may not be entirely clear. …
Reverting to Childhood
There is a saying that we revert to our childhood when we get older. This may or may not be true. It would perhaps be rather pleasant if we do, particularly if life becomes more relaxed and straightforward. However one aspect which we hadn’t expected is revealed in a recent study by insurance provider LV=. …
Compensating for Falling Retirement Incomes
Figures released by a leading annuity provider (Partnership Assurance) have revealed that people’s income when they stop working is likely to have reduced by at least one third. The fall will be making life extremely tough for many of them, and they certainly will not be able to enjoy their retirement years in the manner …
Equity Release – Reducing Poverty In Retirement
Having been an equity release adviser for nearly ten years, there are two observations which stand out above all others in my mind: …
150…………. Not Out
Many of us older citizens have probably dreamt of making a cricket score of over 150- a few of us might even have done so, perhaps during schooldays, and it will have been a wonderful and lasting memory for them. …
