5 Making retirement just a break in life’s journey By The Bower Team / In Retirement Planning A government report released in 2013 suggested that 25% of the population would be over the age of 60 by 2033. As we are living considerably longer, the State Pension will not be economically sustainable in its present form. The pension age will eventually rise to 70, or even higher, so you may be working for a few more years than you anticipated. The experience that the older person can bring to the workplace is now being more highly valued, with decades of practical experience plus the knowledge that comes with time, so don’t let your age discourage you. Embarking on a brand-new career could sustain your mental well-being and self-worth, as well as providing you with an extra income for those nicer things in life. The UK is experiencing the prospect of many challenges and opportunities which means finding work could just be matter of deciding whether you want to. Here are some questions to ask yourself as you begin your search What does a part-time job mean to you? Whilst some people wish to keep working to stay active in retirement the majority simply enjoy the extra money. You also need to ask yourself; What do you like to do? What skills do you have to contribute? Do you need an income from working? Do you want to work part-time or full-time? When looking for inspiration, think about what you’re passionate about. Perhaps something you considered in your younger days or a field that interests you personally would be a good choice. Choosing a new career always involves some introspection and an analysis of your likes and dislikes along with considering any health issues you may have. What type of lifestyle do you want? If you previously spent long, stress-filled hours at work, you might want something that offers no stress and short hours like dog walking or an exam invigilator. If a spouse or significant other requires care from you, you’ll want to choose a career that offers you the flexibility to manage the demands of home and work, perhaps working from home as a freelance writer. Maybe you want to spend your days in a warmer climate so following a career that allows you to work remotely online could be ideal. Use your current education and career experience For example, if you’re tired of working as a nurse, use your experience and medical knowledge at a health insurance company. Or use the skills you’ve learnt from a previous career and see if there are any options to go part-time or freelance. Could you become a tutor and pass your knowledge on? There are lots of opportunities but make sure you consider any physical or other limitations. A hedge trimmer might seem like a low-stress job, but any signs of arthritis and it might not be a good long-term choice. Income vs voluntary service You might be looking for personal fulfilment and the social environment that the work place offers, in which case you may be willing to take a relatively low-paid job. The non-profit world can provide plenty of challenges, but not the income or perks. On the other hand, consulting work can be an option that provides acceptable income without the stress of a permanent job. What could you consider? No doubt your own search will produce equally exciting opportunities but a light-hearted search reveals some interesting possibilities: Golf Ball Diver – To retrieve golf balls from water traps Professional Queuer – To stand in for others Tea taster – Potentially 300 cups a day Waterslide Tester – Needs ability to swim and nerves of steel Cool Hunter – Big business needs forecasters of new trends London Dungeon – Actors to play gruesome characters Crisp Inspector – Removing overcooked or irregular shapes Pet food taster – Has to smell and eat food to check quality Beefeater – Requires at least 22 years armed services Queens Bagpipe player – 9am under her window about 15mins The future is out there.